.png)
Thinking of Cancelling Your Life Insurance?
Discover options most people overlook on their cover
Learn how insurers treat canceled policies and what reapplying means
Know the truth on pricing and ways you can save money on your policy
Cancelling is easy.
Getting Back Old Cover Is Very Tough.
This isn’t like cancelling
Netflix or a phone plan.
Here’s what happens after you cancel your life insurance policy:
Previous policy terms usually don’t carry over
Your health is reassessed at the time you re-apply
A new policy is not always guaranteed
And here’s the part most people
don’t know…
Pause payments
(if your policy allows it)
(if your policy allows it)
Reduce your cover instead
Move premiums into super (if suitable)
Compare other insurers (without losing protection)
Pause payments
(if your policy allows it)
(if your policy allows it)
Reduce your cover instead
Move premiums into super (if suitable)
Compare other insurers (without losing protection)
Speak to Protect Buddy Today
Book in FreE Policy CheckSpeak to Protect Buddy Today
Book in FreE Policy Check
MEET KEN, HE’S BEEN ON THE INSIDE
(and NOW HE WORKS FOR YOU)
Hi, I’m Ken founder of Protect Buddy.
Before starting Protect Buddy, I spent 15 years inside Australia’s largest life insurers across operations, business development, and as a risk specialist.
I’ve worked closely with the people who design the policies, assess the applications, and most importantly approve the claims.
Here’s what you’ll walk away knowing after a free 15-minute call:
Breakdown life insurance protection in simple terms- Show you options to save without reducing protection
- Explain common gaps and hidden risks people often overlook
- Compare policy features so you understand the key differences
- Highlight common issues that leads to exclusions or declined claims
We Negotiate with insurers
No obligation to keep your policy
Save on Insurance Premiums
Confidential & pressure-free
General information to help you decide
Why your current policy might be
more valuable than you think
What most
people don’t
realise:
Your Health Is Reassessed
Your Current Terms Are Lost
Acceptance Isn’t Guaranteed
It May Cost More Later
Your Health Is Reassessed
Your Current Terms Are Lost
Acceptance Isn’t Guaranteed
It May Cost More Later
Protection That’s got your back
FREE 10-minute call Could save you Years in Regret.
We’ll help you understand:
What’s really making your policy expensive- What can be changed to save on premiums
- What parts of your cover are worth keeping
- Whats at stake when you cancel your cover.
Before you make the call to your insurer,
make the call to someone who works for you.
What the 10-Minute Chat
Actually Looks Like
1. You show me
what you have
Your current policy, premium, and what’s bothering you.
2. WE see what
can be adjusted
Often there are changes people don’t know are possible.
3. Run through
your options
So you’re not paying for things you don’t need.
4. You decide
what to do
Keep it. Adjust it. Cancel it.
Your call.
Your call.
1. You show me
what you have
what you have
Your current policy, premium, and what’s bothering you.
2. WE see what
can be adjusted
can be adjusted
Often there are changes people don’t know are possible.
3. Run through
your options
your options
So you’re not paying for things you don’t need.
4. You decide
what to do
what to do
Keep it. Adjust it. Cancel it.
Your call.
Your call.
Any future cover starts from scratch
Costs may be reduced without having to cancel
Health and age are reassessed again
Cancelling removes your existing terms
Older policies can be more valuable than they look
Any future cover starts from scratch
Costs may be reduced without having to cancel
Health and age are reassessed again
Cancelling removes your existing terms
Older policies can be more valuable than they look
Life insurance made simple.
A few quick details so we can run you run through insurances & Provide Quotes.
No jargon
No pressure
Clear guidance in minutes
Request a policy
check in
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Last Thing You Should Know
Once life insurance is cancelled:
Exclusions may change
New cover may include different
exclusions or conditions.
exclusions or conditions.
Policy definitions can change
Definitions and benefit rules may
differ under a new policy.
differ under a new policy.
Waiting periods may apply again
There may be new waiting periods before
certain conditions are covered.
certain conditions are covered.
Once life insurance is cancelled:
Exclusions may change
New cover may include different
exclusions or conditions.
exclusions or conditions.
Policy definitions can change
Definitions and benefit rules may
differ under a new policy.
differ under a new policy.
Waiting periods may apply again
There may be new waiting periods before
certain conditions are covered.
certain conditions are covered.
