Insurance For Mining, Oil & Gas and FIFO workers.

workers comp got you fully covered?

Half your life happens off the clock.
Accidents, Injuries & Illnesses can strike at any time.
‍Find out what could cover you in 60 seconds.

60 seconds • know coverage options • get quotes

500+
Aussie Lives Insured
★★★★★
Google Reviews
15+
Industry Experience

General advice only.
This page is general in nature and doesn't consider your personal objectives, financial situation or needs. Consider if it's right for you and read the relevant PDS & TMD before acting.

★★★★★

"Helped me with my life insurance, explained the different options and ensured that I was fully satisfied by my options."

– Areeb I (NSW)

★★★★★

"Sorted my cover in one call — didn't realise how exposed I was on & off-site."

– Nardya, FIFO Machine Operator (WA)

★★★★★

"As a single mum, Protect Buddy took the stress and complexity out of understanding insurance for me!"

– Victoria R (VIC)

★★★★★

"The process was smooth and the communication at each stage was flawless."

– Dave (NSW)

★★★★★

"Incredibly helpful when I wanted to review my cover as my old one was getting expensive. Easy to get quotes and put insurance in place."

– Sarah (QLD)

General advice only.
This page is general in nature and doesn't consider your personal objectives, financial situation or needs. Consider if it's right for you and read the relevant PDS & TMD before acting.

Most FIFO's tell us:

‘I'm covered through workers comp.’

Great for an on-site accident or injury.
But what happens off the clock?
it can get less clear cut:

Heart attack in your donga at 2am?
Injure your back at the
gym? or on R&R
Knee or Joints giving in to pain and pressure.
Harsh environments putting a strain on body

Workers comp generally isn't always guaranteed - when a claim isn't sufficiently connected to your employment, it can become a contested or grey area.

It's also state-specific, and when it does pay, it may not account for overtime and allowances you'd
usually earn on top.

Check what you'd actually be covered for free.

Check your occupation now
AND HERE’S THE REAL KICKER:

Some incidents go unreported.
And a single failed medical can put your income,
and your future on site, at risk.

4 Things Worth Knowing Before You Need It

Income protection pays when your body can't
The longer you wait, the harder it gets
It may be tax deductible
Not every Insurer covers your occupation
Income protection pays when your body can't

Statistically, the bigger risk isn't the worst happening — it's being alive and unable to work.

Income protection can replace up to 70% of your income, on or off site, injury or illness, for months or years while you recover.

For someone on a resources wage, it's often the most important cover of all.

Income protection pays when your body can't

Statistically, the bigger risk isn't the worst happening  it's being alive and unable to work. Income protection can replace up to 70% of your income, on or off site, injury or illness, for months or years while you recover. For someone on a resources wage, it's often the most important cover of all.

The longer you wait, the harder it gets

Statistically, the bigger risk isn't the worst happening  it's being alive and unable to work. Income protection can replace up to 70% of your income, on or off site, injury or illness, for months or years while you recover. For someone on a resources wage, it's often the most important cover of all.

It may be tax deductible

Statistically, the bigger risk isn't the worst happening  it's being alive and unable to work. Income protection can replace up to 70% of your income, on or off site, injury or illness, for months or years while you recover. For someone on a resources wage, it's often the most important cover of all.

Not every Insurer covers your occupation

Statistically, the bigger risk isn't the worst happening  it's being alive and unable to work. Income protection can replace up to 70% of your income, on or off site, injury or illness, for months or years while you recover. For someone on a resources wage, it's often the most important cover of all.

Can you get Covered?

The 60 second occupation check for miners, oil and gas
and FIFO workers.

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No obligation. This tool shows products typically available for your role — it is not a recommendation of what's right for you.

Important Information

General Advice Warning: The information on this website is general in nature only and does not take into account your personal objectives, financial situation or needs. Before acting on it, consider whether it's appropriate for you and read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD). Any quotes are indicative only and not an offer of insurance. We do not compare all insurers or products in the market.

Millennial Financial Group Pty Ltd (ABN 27 620 214 888) t/a Protect Buddy (CAR No. 1319120) is an authorised representative of Nexa Life Solutions Pty Ltd (ABN 85 672 917 896, AFSL 563622), authorised to provide general advice on life insurance products only.

© 2026 Millennial Financial Group Pty Ltd t/a Protect Buddy. All rights reserved.

Real Workers, Real Cover

★★★★★

"The process was smooth and the communication at each stage was flawless".

Dave
Sydney, NSW
★★★★★

"Incredibly helpful when I wanted to review my cover as my old one was getting expensive. Easy to get quotes and put insurance in place."

Sarah
Gold Coast, QLD
★★★★★

"Made applying for cover simple and handled everything over the phone. Would recommend."

Matt
Perth, WA
★★★★★

"A stress-free process to get quotes, compare and evaluate my options. Highly recommend them".

Jessica
Geelong, VIC
★★★★★

"The process was smooth and the communication at each stage was flawless".

Dave
Sydney, NSW
★★★★★

"Incredibly helpful when I wanted to review my cover as my old one was getting expensive. Easy to get quotes and put insurance in place."

Sarah
Gold Coast, QLD
★★★★★

"Made applying for cover simple and handled everything over the phone. Would recommend."

Matt
Perth, WA
★★★★★

"A stress-free process to get quotes, compare and evaluate my options. Highly recommend them".

Jessica
Geelong, VIC

Testimonials are from real Protect Buddy clients, used with written consent. Individual experiences vary and are not a guarantee of any outcome.