

Half your life happens off the clock.
Accidents, Injuries & Illnesses can strike at any time.
Find out what could cover you in 60 seconds.
60 seconds • know coverage options • get quotes
General advice only.
This page is general in nature and doesn't consider your personal objectives, financial situation or needs. Consider if it's right for you and read the relevant PDS & TMD before acting.
General advice only.
This page is general in nature and doesn't consider your personal objectives, financial situation or needs. Consider if it's right for you and read the relevant PDS & TMD before acting.
Most FIFO's tell us:
Great for an on-site accident or injury.
But what happens off the clock?
it can get less clear cut:




Workers comp generally isn't always guaranteed - when a claim isn't sufficiently connected to your employment, it can become a contested or grey area.
It's also state-specific, and when it does pay, it may not account for overtime and allowances you'd
usually earn on top.
Check what you'd actually be covered for free.
Check your occupation nowSome incidents go unreported.
And a single failed medical can put your income,
and your future on site, at risk.

Statistically, the bigger risk isn't the worst happening — it's being alive and unable to work.
Income protection can replace up to 70% of your income, on or off site, injury or illness, for months or years while you recover.
For someone on a resources wage, it's often the most important cover of all.
Statistically, the bigger risk isn't the worst happening it's being alive and unable to work. Income protection can replace up to 70% of your income, on or off site, injury or illness, for months or years while you recover. For someone on a resources wage, it's often the most important cover of all.
Statistically, the bigger risk isn't the worst happening it's being alive and unable to work. Income protection can replace up to 70% of your income, on or off site, injury or illness, for months or years while you recover. For someone on a resources wage, it's often the most important cover of all.
Statistically, the bigger risk isn't the worst happening it's being alive and unable to work. Income protection can replace up to 70% of your income, on or off site, injury or illness, for months or years while you recover. For someone on a resources wage, it's often the most important cover of all.
Statistically, the bigger risk isn't the worst happening it's being alive and unable to work. Income protection can replace up to 70% of your income, on or off site, injury or illness, for months or years while you recover. For someone on a resources wage, it's often the most important cover of all.
The 60 second occupation check for miners, oil and gas
and FIFO workers.
No obligation. This tool shows products typically available for your role — it is not a recommendation of what's right for you.
© 2026 Millennial Financial Group Pty Ltd t/a Protect Buddy. All rights reserved.
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